Modern, Mobile First Direct Reimbursement Dental Plans.

ClariFi: Modern Direct Reimbursement Dental Benefits

ClariFi makes it easy to provide your team with affordable, low overhead dental benefits. There are no networks. You only pay for what your employees use. Built-in price transparency tools empower your employees to find quality, affordable care.

Learn how it works →
  • Affordable
  • Employee Friendly
  • Easy to Administer
Mobile Wallet App Preview
Simple Process

How ClariFi Works

A modern, low overhead, employee-friendly platform for Employer Direct Reimbursement Dental Plans.

1

Card Based Program

Benefits are funded through a ClariFi issued card for each employee and their dependents.

2

Easy Claim Submission

Snap a photo of the receipt in the app—no forms and it works the same everywhere.

3

Real-Time Processing

Transparent, real-time claim validation and coverage calculation.

4

Automatic Reconciliation

Copays are reconciled in-app or via payroll.

Why ClariFi?

Why Choose Direct Reimbursement?

Traditional insurance can be expensive and opaque. Direct reimbursement is a modern, transparent alternative.

Traditional Insurance
Expensive, High-Friction & Opaque
20–45% of premiums can go to administrative expenses
You pay regardless of employee benefit usage
Preferred providers may be out-of-network
Network restrictions can cause dissatisfaction
Recommended
Direct Reimbursement
Low Cost, Low Friction & Transparent
Administrative expense under 10% of total cost
You only pay for benefits employees actually use
No networks—see any provider
Easy to understand and fully transparent

Built-in Price Transparency

Empower employees with clear pricing and real experiences from other users.

Find Any Provider – No Network Restrictions.
Give employees true choice with transparent reviews and price data, including what people actually paid for care.
Provider Marketplace
Providers can offer discounts, specials, and subscriptions directly to your employees.
Flexible Options

Dental Plan Designs

Launching with Employer-Funded Dental Benefits, with plans to expand.

Pilot with us in Q1 2026.
Tiered Reimbursement Plan
Tier-based reimbursement with maximum employee choice and flexibility.
Example Coverage Tiers:
First $100100%
Next $20080%
Up to Annual Maximum50%
Annual MaximumYour Choice
Employer defined Annual Maximum
Employer selected covered services
Greatest flexibility for employee usage
Traditional Dental Plan
Coming Soon
Covered-service plan design offering more employer control over utilization.
Example Plan Design:
Preventative Services100%
Basic Services80%
Major Services50%
Annual MaximumYour Choice
Employer defined Annual Maximum
Employer selected covered services and levels
Greater control of plan utilization
Simple Pricing

Transparent Pricing

No hidden fees. Pay a fixed monthly platform fee plus actual incurred dental costs.

Per Employee Per Month Fee
Pilot with us in Q1 2026.
Complete self-funded dental benefits platform
$3/employee/month
Mobile Application and Virtual Payment Cards
Customisable Reimbursement Tiers and Covered Services
All Required Plan Documents, Reporting & Compliance
Built-in Price Transparency Tools
Employer Portal & Reporting
In-App and Telephonic Support
Get Started Today

Ready to Transform Your Benefits?

Move beyond traditional insurance to a transparent, cost-effective direct reimbursement model.