Direct Reimbursement Dental for Brokers & Consultants
A direct reimbursement dental plan is a product most carriers don't offer, and most employers haven't seen. That makes it a genuine differentiator in a renewal or RFP conversation.
Why Brokers Bring ClariFi Into the Conversation
No network to maintain or lose. Because there is no provider network, a client never has to worry about a dentist dropping out of network mid-year, and you never have to field that complaint.
A pricing story that's easy to explain. A flat $5/employee/month platform fee plus claims paid as used is straightforward to present to an employer, compared to the plan-tier math of a traditional carrier quote.
A real answer for price-sensitive groups. Employers who are shopping dental coverage on cost, without wanting to strip the benefit entirely, are exactly who a direct reimbursement plan fits.
Modern, mobile-first administration. Employees get a virtual payment card and real-time claim validation instead of paper reimbursement forms, which reduces the support burden that usually falls back on you.
How It Works for Your Clients
ClariFi handles claim validation, payroll reconciliation, and plan documentation, so your client's HR team isn't administering the plan by hand. The employer sets the reimbursement schedule and annual maximum; employees see any dentist and are reimbursed automatically at the point of payment. For the full mechanics, see how direct reimbursement dental plans work.
Who This Fits
ClariFi works best for employers who want predictable administrative costs, don't need a traditional network, and are comfortable with dental spend that moves with actual usage. It fits a wide range of group sizes, including small and mid-sized employers who are often underserved by traditional dental carriers' plan minimums.
Bring ClariFi to Your Next Client Conversation
Tell us about your book of business and we'll walk through plan design, pricing, and how we work together on a client engagement. Select “Broker” as your company type on the form and we'll route it accordingly.